Fiat Financial Services Australia

Putting you in the driver’s seat.

Why Finance with Fiat?1

Fiat Financial Services brings you and the Fiat of your dreams together. Fiat Financial Services was created to deliver a competitive range of finance products that give you flexibility. With our market-leading systems and platforms, we’ll support you every step of the way. Paperwork is unnecessary, as everything is done digitally.

Personalised Pricing

Fiat Financial Services offers personalised pricing based on an interest rate that’s specific to you. Your interest rate is based on your personal circumstances and the specific structure of your loan. The rates we offer are fixed for the term of your loan to provide certainty and peace of mind.

Speak to us at for a quote and start living La Dolce Vita.

Guaranteed Future Value (GFV)2

Available to eligible customers, Fiat Guaranteed Future Value gives you the peace of mind of securing a pre-determined minimum buy-back value at the end of your loan term (provided it meets fair wear and tear conditions and the agreed upon kilometres).

A loan with a Guaranteed Future Value gives you multiple options at the end of the loan term; UPGRADE your Fiat, RETAIN your Fiat or RETURN your Fiat.

Consumer Loan3

A Consumer Loan is a typical secured loan to help you get the keys to your dream Fiat, available for new and used cars, if the vehicle is for personal use. Eligible customers with loan terms up to 5 years can also opt for a balloon payment at the end of their loan. There is no deposit requirement with repayments and interest rates fixed, providing certainty over the course of your loan. Repayments can be made fortnightly or monthly, giving you the flexibility to manage your payment schedule.

  • Personal use
  • Competitive interest rate, fixed for the life of the loan
  • Fixed monthly or fortnightly repayments
  • Loan terms of 2 – 7 years
  • No deposit requirement
  • Optional balloon for loan terms up to 5 years to reduce your repayments although you will have to pay a balloon amount at the end of the loan

Chattel Mortgage4

A Chattel Mortgage is a business loan available to ABN holders, provided the vehicle is predominantly for business use. Eligible customers with loan terms up to 5 years can also opt for a balloon payment at the end of their loan. There is no deposit requirement, repayments can be made monthly or fortnightly and interest rates are fixed, providing certainty for your business’ cash flow.

  • Predominantly for business purposes
  • Competitive interest rate, fixed for the life of the loan
  • Fixed monthly repayments
  • Loan terms of 2 – 7 years
  • Retain capital for other business needs
  • No deposit requirement
  • Optional balloon for loan terms up to 5 years to reduce your repayments although you will have to pay a balloon amount at the end of the loan

Contact Your Fiat Financial Services Specialist

You will receive professional help from our finance specialists at Fiat Financial Services retailers. The experts will guide you through the hassle-free process and make sure you get behind the wheels of your favorite Fiat in no time.

  • Disclaimer

    1) Credit criteria, fees, charges and terms and conditions apply. Approved applicants only. Finance is provided by Allied Retail Finance Pty Ltd trading as Fiat Financial Services Australia ABN 31609 859 985 Australian credit licence 483211.

    2) The Guaranteed Future Value (GFV) is the minimum future value of your vehicle as determined by Fiat Financial Services Australia and set out in your contract. At the end of the term, you can select from three options: (1) sell or trade in the vehicle and repay your loan balance; (2) return the vehicle to us; or (3) retain the vehicle by paying the GFV amount, which is a final amount owed to us at the end of the loan term. You may not be able to return the vehicle to us if you have travelled more than 15% of the agreed kilometre allowance. Total interest payable on the loan will be higher than a loan with no GFV. 3 Monthly repayments will be lower compared to a similar loan term with no GFV or no equivalent balloon final payment. Available on new and demonstrator Fiat vehicles for selected models only. Vehicle eligibility is subject to change. If you decide to return your car at the end of your term, Fiat Financial Services Australia, or another person or entity with Fiat Financial Services Australia’s agreement will purchase the vehicle from you for the GFV, which will be applied to reduce your outstanding loan amount. However, you will need to pay us an additional amount if the vehicle is damaged or you have travelled excess kilometres. Credit criteria, fees, charges and terms and conditions apply. Approved applicants only. Finance provided by Allied Retail Finance Pty Ltd trading as Fiat Financial Services Australia ABN 31609 859 985 Australian credit licence 483211.

    3) Credit criteria, fees, charges and terms and conditions apply. Approved applicants only. The information provided on this website is general in nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances. Allied Retail Finance Pty Ltd trading as Fiat Financial Services Australia ABN 31 609 859 985 Australian credit licence 483211.